Frequently Asked Questions
Am I required to purchase insurance on my storage unit?
You aren't required to purchase insurance on your storage unit with Extra Space Storage if you have an existing homeowners or renters insurance policy that covers self storage use. However, if you don't have an existing homeowners or renters insurance policy that provides coverage, you will need to purchase storage unit insurance through Extra Space Storage upon reservation.
While homeowners and renters insurance policies often cover off-site storage of personal items like electronics, furniture, appliances, and more, most policies have limits on insurance for off-premises items—usually up to 10% of your policy's total coverage.
If your existing homeowners or renters insurance has gaps in coverage, consider purchasing a storage insurance policy with Extra Space Storage. This policy generally covers items kept in self storage, as well as damage caused by circumstances outside your control, such as fire, theft, and weather-related events.
Please note that vehicles are not covered under storage unit insurance. If you plan to store a vehicle at Extra Space Storage, it must be registered and insured under an auto insurance policy.